6 Sports and activities for seniors

If you are an older person and doing routines at home is not your thing, maybe you should try doing a sport or signing up in a group class or activity. These are fun ways to do the recommended amount of time of physical activity per week, while you meet new people and learn new things. In this article we will show you 6 options of sports and activities for seniors.

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  1. Walking

Walking is a very good option for beginners. It is simple, free and the perfect excuse to get out of the house and get some fresh air and sun. Make sure to use comfortable shoes that offer support when walking.

Make this part of your routine and if you want to make it more interesting, you can establish time or distance goals. You can also listen to music or a podcast while walking, or you can visit different places and parks.

  1. Dancing

      Dancing is a great way to exercise. It is really fun and there are a lot of options. Search for affordable options and places that have group classes near you. If you are in wheelchair, there are places that offer classes for you as well.

Once you find a good place, choose the style of your preference. Zumba is a great choice because it is a fitness style of dance that uses Latin music and it is easy to follow. Or maybe you are into other styles, like salsa, tango or jazz. No matter what you choose, if in the first class you don’t feel comfortable or you are a little disappointed, keep exploring and trying other styles!

 

 

  1. Cycling

       Cycling is a great activity to do outdoors. Choose traffic-free areas to do it, like your local park and start moving.

If you don’t own a bicycle, it is not necessary to buy a brand new one; you can buy it second-handed and save some money. There are cities in which you can rent a bicycle for a couple dollars, so do your research and maybe you won’t even have to buy one.

A good thing about cycling is that you can use it as your mean of transportation. Instead of taking the bus, you can use your bike to go to work, go to the mall o visit a friend.

  1. Swimming

     Swimming is a very good option among our list of sports and activities for seniors because it involves your whole body. This kind of exercise is great for those who have pain or conditions like arthritis, because it does not place pressure on the joints and water can be relaxing.

Ask in your local pool about the options you have, they usually offer classes for beginners if you don’t know how to swim and they usually have different age groups.

  1. Yoga, Tai Chi or Pilates

These activities are very good to improve your flexibility, strength, balance and breathing. They are usually offered as small group classes in leisure centers, health clubs, parks and hospitals. These activities are also a good option to relieve stress and they are considered as low-impact forms of exercise.

  1. Tennis or badminton

      These sports are very popular among the elders because they are considered as aerobic activities with a moderate intensity. Playing badminton or tennis can help strengthen the heart muscle, limit the risk of blood vessels clogging and help to increase the levels of HDL good cholesterols.

These sports are a great choice for competitive people and they are offered at different sport centers at affordable prices, with indoors and outdoors courts, and many of them provide the equipment, so you don’t have to buy it.

Age of retirement

     If you are a senior who is close to retiring, you may have some questions regarding the age of retirement. The amount of Social Security benefits you get will depend on the age you retire. Although retiring at the full-retirement age of Social Security is not obligatory, there are certain things you have to consider if you are planning to retire before the average or if you want to delay it. In this article, we will explain everything related to the age of retirement.

How does Social Security work with retirement?

     When you are working, you are paying Social Security taxes, which will go into a trust fund and it will pay your benefits when you retire in the future. Every year you work, you are getting “credits” that you are going to need to qualify for Social Security benefits when you decide to retire.

To get Social Security benefits, you need at least 40 credits, and you won’t be paid any retirement benefits until you accumulate them. These credits will remain in your Social Security record, so if you stop working they stay there and if you continue working in the future, the credits you earn in your new job will be added to the one you already had.

What is the retirement age in the U.S?

     Even though retiring is not an obligation, there are certain ages for Social Security in which you will be able to get your retirement benefits. They will depend on the year you were born. In 1028, the ages of retirement are:

  • The full retirement age is 66 if you were born between 1943 and 1954. After that, the age of retirement increases by two months each year of birth until 1967 or later, when the age of retirement is 70. So, for example, if you were born in 1955, your age of retirement is 66 years and two months.
  • The early retirement age is 62, so it is possible to retire before 66. However, if you do it, your benefits will reduce. The amount of money you will receive will be approximately 26.7% lower than if you retired when you are 66.
  • In the past, the full retirement age was 65, the same as the age required to apply for Medicare. However, the age required to join Medicare is still 65, so be careful and remember to join Medicare although you are going to retire that year.

You should apply for Social Security retirement benefits four months before you expect to start receiving them.

     What happens if I decide to retire early?

     If you decide to retire between 62 and 65 years old, you will get a smaller amount of benefits for the rest of your life. You also have to consider that you will have to be the one who completely pays for the health care costs if you don’t have your work’s insurance anymore. This can be really expensive and you will have to do it for a couple of years as you must be 65 to apply for Medicare.

In case you stop working due to health problems, you should consider applying for Social Security disability benefits. You will receive the same amount of money as if you retired at the full retirement age.

What happens if I decide to delay my retirement?

     The higher the age of retirement, the higher the benefits. If you decide to wait more to retire you will receive more benefits. This occurs because each extra year of working adds a year of earnings to your Social Security benefits, and they are calculated based on your higher years of earnings.

Additionally, benefits will increase a certain percentage from the full retirement age to 70 years or the age in which you decide to retire. Percentages will depend on the year you were born.

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